Car Loan
Drive home a new or pre-owned car with up to 100% on-road funding.
Rate from8.75%
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Business Loans that fuel your next big move
Collateral-free working capital, expansion and machinery finance for MSMEs, traders and professionals — with quick sanction and flexible repayment.
Collateral-free up to ₹75 LMSME friendlyGST & banking based lending
Interest from11.5% p.a.
Loan up to₹75 L unsecured
Tenure up to5 years
Processing fee1% onwards
Why choose us
Benefits of a Finzon Business Loan
Everything you need for a smooth, affordable borrowing experience.
Quick sanction
Get sanctioned in 48–72 hours with a complete application.
No collateral
Unsecured loans up to ₹75 lakh — no property or guarantor required.
Grow your way
Working capital, inventory, expansion, equipment or a new branch.
Flexible repayment
Tenures from 12 to 60 months with EMIs matched to your cash flow.
GST-based lending
Get assessed on GST returns and bank statements, not just ITR.
Government schemes
Guidance on CGTMSE and Mudra-backed options where eligible.
Eligibility & documents
Check if you qualify
Criteria vary by lender — these are the typical requirements.
Eligibility criteria
- Business vintageAt least 2 years in operation
- TurnoverAnnual turnover of ₹20 Lakh or more
- Age23 – 65 years for promoters
- ProfitabilityProfit-making for the last 1 – 2 years
- Credit scoreCIBIL score of 700+ preferred
Documents required
- KYCPAN and Aadhaar of business and promoters
- GSTRegistration and last 12 months of returns
- Financials2 years ITR with P&L and balance sheet
- Bank statementsLast 12 months current account
- RegistrationUdyam, partnership deed, MOA/AOA or shop licence
Rates & charges
Business Loan interest rates & fees
| Particulars | Details |
|---|---|
| Interest rate | 11.5% – 24% p.a. |
| Loan amount | ₹1 Lakh – ₹75 Lakh (unsecured) |
| Tenure | 12 – 60 months |
| Processing fee | 1% – 3% + GST |
| Foreclosure | Allowed after 6 – 12 EMIs, 2 – 5% charges |
| Sanction time | 48 – 72 hours* |
*Indicative figures. Final rate, amount and fees depend on the lender's assessment of your profile.
EMI calculator
Calculate your Business Loan EMI
Move the sliders to see your monthly instalment and total interest instantly.
How it works
Get your business loan in 4 simple steps
Share your details
Fill a 2-minute form or call us — tell us what you need.
Compare offers
We match you with the best-fit lenders and explain every offer.
Submit documents
Upload online or get free doorstep pickup — we handle the paperwork.
Get disbursed
Funds go straight to your account. We stay with you till the end.
FAQs
Business Loan questions, answered
Most lenders need at least 2 years of business vintage. Younger businesses may qualify for government-backed schemes or secured options — talk to our experts.
Unsecured loans are faster with no collateral, but cost more. If you need a larger amount at a lower rate, a secured loan or loan against property may be better.
Several partner lenders assess eligibility using GST returns and banking turnover, which can help if your declared income is modest.
With complete documents, sanction usually takes 48–72 hours and disbursal follows shortly after.
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Ready to apply for your business loan?
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