Home Loan
Buy, build or renovate your dream home with long, flexible tenures.
Rate from8.35%
Up to₹10 Cr
Tenure30 yrs
Education Loans to power your ambitions
Fund tuition, living, travel and more for studies in India or abroad — with collateral-free options, a moratorium period and tax benefits under Section 80E.
Study in India & abroadCollateral-free optionsTax benefit u/s 80E
Interest from8.9% p.a.
Loan up to₹1.5 Cr
Tenure up to15 years
Processing fee0% onwards
Why choose us
Benefits of a Finzon Education Loan
Everything you need for a smooth, affordable borrowing experience.
Covers all expenses
Tuition, hostel, travel, books, laptop and exam fees.
Moratorium period
Start repaying after your course plus 6–12 months.
Collateral-free options
Unsecured loans available for top institutes and courses.
Tax savings
Interest paid is fully deductible under Section 80E for up to 8 years.
Pre-admission sanction
Get a sanction letter to support your visa application.
Parents as co-applicants
Parents or guardians can co-apply to boost eligibility.
Eligibility & documents
Check if you qualify
Criteria vary by lender — these are the typical requirements.
Eligibility criteria
- StudentIndian citizen aged 18 – 35 years
- AdmissionConfirmed admission to a recognised institute
- Co-applicantParent or guardian with a regular income
- AcademicsConsistent academic record
- CollateralRequired for higher amounts with some lenders
Documents required
- KYCPAN and Aadhaar of student and co-applicant
- AdmissionOffer letter and fee structure
- AcademicsMark sheets and degree certificates
- Test scoresGRE, GMAT, IELTS, TOEFL etc. where applicable
- Co-applicant incomeSalary slips or ITR with bank statements
Rates & charges
Education Loan interest rates & fees
| Particulars | Details |
|---|---|
| Interest rate | 8.9% – 14% p.a. |
| Loan amount | Up to ₹1.5 Crore |
| Tenure | Up to 15 years after moratorium |
| Moratorium | Course duration + 6 – 12 months |
| Processing fee | 0% – 1% of loan amount |
| Tax benefit | Interest deductible under Section 80E |
*Indicative figures. Final rate, amount and fees depend on the lender's assessment of your profile.
EMI calculator
Calculate your Education Loan EMI
Move the sliders to see your monthly instalment and total interest instantly.
How it works
Get your education loan in 4 simple steps
Share your details
Fill a 2-minute form or call us — tell us what you need.
Compare offers
We match you with the best-fit lenders and explain every offer.
Submit documents
Upload online or get free doorstep pickup — we handle the paperwork.
Get disbursed
Funds go straight to your account. We stay with you till the end.
FAQs
Education Loan questions, answered
Tuition fees, accommodation, travel, insurance, books, equipment such as a laptop, and exam or library fees.
Many lenders offer collateral-free loans for reputed institutes. For larger amounts, property or fixed deposits may be required as security.
Repayment usually starts after the moratorium — the course duration plus 6 to 12 months, or once you get a job, whichever is earlier.
The entire interest paid on an education loan can be claimed as a deduction under Section 80E for up to 8 years from when repayment begins.
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