Education Loan
Study in India or abroad with collateral-free options and moratorium.
Rate from8.9%
Up to₹1.5 Cr
Tenure15 yrs
Car Loans to drive home your dream car today
New or pre-owned, hatchback or SUV — get up to 100% on-road funding with quick approvals and EMIs that fit your budget.
Up to 100% on-road fundingNew & used carsApproval in 24 hrs*
Interest from8.75% p.a.
Loan up to₹1 Cr
Tenure up to7 years
Processing fee0.5% onwards
Why choose us
Benefits of a Finzon Car Loan
Everything you need for a smooth, affordable borrowing experience.
New & used cars
Finance any make or model — brand new or certified pre-owned.
Up to 100% funding
On-road price funding on select models and profiles.
Same-day approval
Quick decisions so you can drive out while the offer lasts.
Flexible tenure
Choose 1 to 7 years to keep EMIs comfortable.
Special EV rates
Preferential rates on electric vehicles with select lenders.
Insurance assistance
Help comparing and bundling motor insurance with your loan.
Eligibility & documents
Check if you qualify
Criteria vary by lender — these are the typical requirements.
Eligibility criteria
- Age21 – 65 years
- IncomeSalaried ₹20,000+/month or self-employed ITR ₹2.5 L+
- Credit scoreCIBIL score of 700+ preferred
- Stability1 year in current job or 2 years in business
- ResidenceAt least 1 year at current address
Documents required
- KYCPAN, Aadhaar and address proof
- Income proofSalary slips or 2 years ITR
- Bank statementsLast 6 months
- Car quotationProforma invoice from the dealer
- For used carsRC, insurance copy and valuation report
Rates & charges
Car Loan interest rates & fees
| Particulars | Details |
|---|---|
| New car rate | 8.75% – 12% p.a. |
| Used car rate | 11% – 16% p.a. |
| Loan amount | Up to ₹1 Crore |
| Tenure | 1 – 7 years (used cars up to 5 years) |
| Funding | Up to 100% of on-road price |
| Processing fee | 0.5% – 1% of loan amount |
*Indicative figures. Final rate, amount and fees depend on the lender's assessment of your profile.
EMI calculator
Calculate your Car Loan EMI
Move the sliders to see your monthly instalment and total interest instantly.
How it works
Get your car loan in 4 simple steps
Share your details
Fill a 2-minute form or call us — tell us what you need.
Compare offers
We match you with the best-fit lenders and explain every offer.
Submit documents
Upload online or get free doorstep pickup — we handle the paperwork.
Get disbursed
Funds go straight to your account. We stay with you till the end.
FAQs
Car Loan questions, answered
Select lenders offer up to 100% of the on-road price for eligible salaried customers and popular models. Most offer 80–90% of the ex-showroom price.
Yes. We arrange loans for pre-owned cars up to 10 years old at the end of the loan tenure, subject to valuation.
Several banks offer lower rates and longer tenures for EVs. We'll show you the best green-vehicle offers available.
Yes, most lenders allow foreclosure after 6–12 EMIs, sometimes with a small charge.
Explore more
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Ready to apply for your car loan?
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