Personal Loan
Instant funds for weddings, travel, medical or any personal need.
Rate from10.49%
Up to₹40 L
Tenure6 yrs
Home Loans that open the door to your dream home
Compare offers from leading banks and housing finance companies, get the lowest rate with the longest tenure, and enjoy complete doorstep assistance.
Up to 90% fundingBalance transfer & top-upTax benefits u/s 80C & 24(b)
Interest from8.35% p.a.
Loan up to₹10 Cr
Tenure up to30 years
Processing fee0.25% onwards
Why choose us
Benefits of a Finzon Home Loan
Everything you need for a smooth, affordable borrowing experience.
Lowest interest rates
Rates starting at 8.35% p.a. — we negotiate with lenders so you don't have to.
Up to 90% financing
Fund up to 90% of the property value, depending on loan amount and lender.
Tenure up to 30 years
Spread repayments over a longer term for comfortable, affordable EMIs.
Balance transfer & top-up
Move your existing home loan to a lower rate and unlock extra top-up funds.
Tax benefits
Save on principal and interest repayments under Sections 80C and 24(b) of the Income Tax Act.
End-to-end support
From legal and technical checks to disbursement, a dedicated expert handles it all.
Eligibility & documents
Check if you qualify
Criteria vary by lender — these are the typical requirements.
Eligibility criteria
- Age21 – 65 years at loan maturity
- ProfileSalaried, self-employed professionals and business owners
- IncomeMinimum ₹25,000/month for salaried applicants
- Credit scoreCIBIL score of 700+ preferred
- ResidencyResident Indians and NRIs
Documents required
- KYCPAN card, Aadhaar and address proof
- Income proofLast 3 salary slips or 2 years ITR
- Bank statementsLast 6 months of your salary / business account
- Property papersSale agreement, title deeds, approved building plan
- PhotographsRecent passport-size photographs
Rates & charges
Home Loan interest rates & fees
| Particulars | Details |
|---|---|
| Interest rate | 8.35% – 11.50% p.a. |
| Loan amount | ₹5 Lakh – ₹10 Crore |
| Tenure | Up to 30 years |
| Processing fee | 0.25% – 1% of loan amount |
| Loan-to-value | Up to 90% (as per RBI norms) |
| Prepayment charges | Nil on floating-rate loans for individuals |
*Indicative figures. Final rate, amount and fees depend on the lender's assessment of your profile.
EMI calculator
Calculate your Home Loan EMI
Move the sliders to see your monthly instalment and total interest instantly.
How it works
Get your home loan in 4 simple steps
Share your details
Fill a 2-minute form or call us — tell us what you need.
Compare offers
We match you with the best-fit lenders and explain every offer.
Submit documents
Upload online or get free doorstep pickup — we handle the paperwork.
Get disbursed
Funds go straight to your account. We stay with you till the end.
FAQs
Home Loan questions, answered
Most lenders allow an EMI of up to 50–60% of your net monthly income. Your age, credit score, existing obligations and the property value also affect the final amount. Use our EMI calculator for a quick estimate.
Yes. With a home loan balance transfer you can shift your outstanding loan to a lender offering a lower rate — and often get a top-up loan too. We'll compare the savings for you.
In-principle approval usually comes within 24–48 hours of submitting documents. Final disbursement typically takes 7–10 working days after legal and technical verification of the property.
No. Our advisory and application support is free for customers. We are compensated by our partner lenders.
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Ready to apply for your home loan?
Get a free callback from a Finzon expert and compare the best offers in minutes.