Mortgage Loan
Unlock the value of your property with a loan against property.
Rate from9.25%
Up to₹15 Cr
Tenure20 yrs
Personal Loans, approved in hours — not weeks
Collateral-free funds for weddings, travel, medical emergencies, home renovation or debt consolidation. Minimal paperwork, instant decisions.
No collateral100% digital processDisbursal in 24 hrs*
Interest from10.49% p.a.
Loan up to₹40 L
Tenure up to6 years
Processing fee1% onwards
Why choose us
Benefits of a Finzon Personal Loan
Everything you need for a smooth, affordable borrowing experience.
Instant approval
Get an in-principle decision within minutes and funds in as little as 24 hours.
No collateral
No security or guarantor needed — approval is based on your income and credit profile.
Minimal documents
Just KYC, salary slips and bank statements. Upload digitally from anywhere.
Flexible tenure
Choose a repayment tenure from 12 to 72 months to suit your budget.
Debt consolidation
Combine high-interest credit card dues into a single, lower EMI.
Transparent pricing
Clear rates and fees upfront, with no hidden charges.
Eligibility & documents
Check if you qualify
Criteria vary by lender — these are the typical requirements.
Eligibility criteria
- Age21 – 60 years
- EmploymentSalaried with 1+ year total experience
- IncomeMinimum net income ₹20,000/month
- Credit scoreCIBIL score of 720+ preferred
- EmployerPrivate, public sector, MNC or government
Documents required
- KYCPAN card and Aadhaar
- Salary slipsLast 3 months
- Bank statementsLast 3 – 6 months salary account
- Employment proofEmployee ID or offer letter
- PhotographRecent passport-size photograph
Rates & charges
Personal Loan interest rates & fees
| Particulars | Details |
|---|---|
| Interest rate | 10.49% – 24% p.a. |
| Loan amount | ₹50,000 – ₹40 Lakh |
| Tenure | 12 – 72 months |
| Processing fee | 1% – 2.5% + GST |
| Foreclosure | Allowed after 12 EMIs, 0 – 4% charges |
| Disbursal | 24 – 72 hours* |
*Indicative figures. Final rate, amount and fees depend on the lender's assessment of your profile.
EMI calculator
Calculate your Personal Loan EMI
Move the sliders to see your monthly instalment and total interest instantly.
How it works
Get your personal loan in 4 simple steps
Share your details
Fill a 2-minute form or call us — tell us what you need.
Compare offers
We match you with the best-fit lenders and explain every offer.
Submit documents
Upload online or get free doorstep pickup — we handle the paperwork.
Get disbursed
Funds go straight to your account. We stay with you till the end.
FAQs
Personal Loan questions, answered
A CIBIL score of 720 or above gives you the best chance of approval at attractive rates. Lower scores may still qualify with select lenders at a higher rate.
Once documents are verified, many of our partner lenders disburse within 24–72 hours directly to your bank account.
Yes. Self-employed applicants with stable income, 2 years of ITR and a good credit score can apply.
Most lenders allow part-prepayment or foreclosure after 6–12 EMIs, with charges between 0–4% depending on the lender.
Explore more
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Ready to apply for your personal loan?
Get a free callback from a Finzon expert and compare the best offers in minutes.