Business Loan
Working capital, expansion or equipment — fuel your business growth.
Rate from11.5%
Up to₹75 L
Tenure5 yrs
Mortgage Loans — unlock your property's true value
Get a high-value loan against your residential, commercial or industrial property at attractive rates — while you continue to own and use it.
Residential & commercial propertyUp to 70% of market valueOverdraft facility
Interest from9.25% p.a.
Loan up to₹15 Cr
Tenure up to20 years
Processing fee0.5% onwards
Why choose us
Benefits of a Finzon Mortgage Loan
Everything you need for a smooth, affordable borrowing experience.
Any property type
Pledge a residential, commercial or industrial property you own.
High loan value
Borrow up to 70% of your property's market value.
Lower rates
Secured by property, so rates are far lower than unsecured loans.
Long tenure
Repay comfortably over up to 20 years.
Use for any purpose
Business expansion, education, medical needs, a wedding or debt consolidation.
Flexible co-applicants
Add family members as co-owners or co-applicants to increase eligibility.
Eligibility & documents
Check if you qualify
Criteria vary by lender — these are the typical requirements.
Eligibility criteria
- Age25 – 70 years at loan maturity
- ProfileSalaried or self-employed individuals and firms
- PropertyClear, marketable title in the applicant's name
- IncomeStable income; 3 years ITR for self-employed
- Credit scoreCIBIL score of 700+ preferred
Documents required
- KYCPAN, Aadhaar and address proof of all applicants
- Income proofSalary slips / 3 years ITR with financials
- Bank statementsLast 12 months
- Property papersTitle chain, tax receipts, approved plan
- Business proofGST, Udyam or registration (for self-employed)
Rates & charges
Mortgage Loan interest rates & fees
| Particulars | Details |
|---|---|
| Interest rate | 9.25% – 13.50% p.a. |
| Loan amount | ₹10 Lakh – ₹15 Crore |
| Tenure | Up to 20 years |
| Loan-to-value | 50% – 70% of market value |
| Processing fee | 0.5% – 1% of loan amount |
| Prepayment charges | Nil on floating-rate loans for individuals |
*Indicative figures. Final rate, amount and fees depend on the lender's assessment of your profile.
EMI calculator
Calculate your Mortgage Loan EMI
Move the sliders to see your monthly instalment and total interest instantly.
How it works
Get your mortgage loan in 4 simple steps
Share your details
Fill a 2-minute form or call us — tell us what you need.
Compare offers
We match you with the best-fit lenders and explain every offer.
Submit documents
Upload online or get free doorstep pickup — we handle the paperwork.
Get disbursed
Funds go straight to your account. We stay with you till the end.
FAQs
Mortgage Loan questions, answered
Self-occupied or rented residential property, commercial shops and offices, and in some cases industrial property or plots — as long as the title is clear.
Yes. A mortgage loan can be used for business expansion, working capital, buying equipment or any legitimate personal need.
Absolutely. Ownership and use remain with you; the lender only holds the property papers as security until the loan is repaid.
Because of legal and valuation checks, mortgage loans typically take 7–15 working days from application to disbursement.
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